Finance

Home/Finance
26 06, 2017

Home Buyers Top Mortgage Fears: Which One Scares You? | Luxury Valley Homes

By |2017-06-26T12:59:02-07:00June 26th, 2017|Buyers, Finance, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Home Buyers Top Mortgage Fears - Let's get real, shall we? Getting a mortgage can be a little frightening. Heck, a lot. Who doesn't get jittery at the prospect of coughing up a huge down payment, of letting lenders probe their financial past, and of ultimately committing to paying back what's owed, month after month, regardless [...]

16 05, 2017

Making an Offer? – Effective Tips for Success: ScottsdaleRealEstateArizona.com

By |2017-05-16T08:03:29-07:00May 16th, 2017|Buyers, Finance, Jane E Daley, Jeff Daley, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Making an Offer? So, you’ve been searching for that perfect house to call a ‘home,’ and you finally found one! The price is right, and in such a competitive market, you want to make sure that you make a good offer so that you can guarantee that your dream of making this house yours comes true! [...]

7 03, 2017

Health Insurance Dilemma – Is One Available Today That Will Work?

By |2017-03-07T13:11:42-07:00March 7th, 2017|Community Information, Finance, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Health Insurance Dilemma - Federal Employees Health Benefits Program (F.E.H.B.P.) was started in 1959, a few years before Medicare. It was a supermarket offering 300 private health plans.” (Even the right-leaning Heritage Foundation called it “a showcase of consumer choice and free-market competition.”)   One may get a sense of its scope and inclusiveness in [...]

30 11, 2016

Mortgage Interest Rates Increasing: Why? – LuxuryValleyHomes.com

By |2016-11-30T11:02:42-07:00November 30th, 2016|Buyers, Finance, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Mortgage interest rates increasing - According to Freddie Mac’s latest Primary Mortgage Market Survey, the 30-year fixed rate mortgage interest rate jumped up to 3.94% last week. Interest rates had been hovering around 3.5% since June, and many are wondering why there has been such a significant increase so quickly. Why did rates go up? Whenever [...]

26 09, 2016

Home Sales: Soften Further in August 2016 – Scottsdale Real Estate

By |2016-09-26T13:32:01-07:00September 26th, 2016|Finance, Jane and Jeff Daley, Luxury Valley Homes, Real Estate Market, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Home sales eased up in August for the second consecutive month despite mortgage rates near record lows as higher home prices and not enough inventory for sale kept some would-be buyers at bay, according to the National Association of Realtors®. Only the Northeast region saw a monthly increase in closings in August, where inventory is [...]

22 08, 2016

Rent-Buy: You Are Paying a Mortgage: ScottsdaleRealEstateArizona.com

By |2017-12-09T17:49:26-07:00August 22nd, 2016|Buyers, Finance, Jane E Daley, Jeff Daley, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Rent-Buy: Unless you're paying cash for a home you have a mortgage to pay each month. There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage [...]

9 08, 2016

Home Sales Up: Almost in Every Price Range Over $100,000 Dollars

By |2017-12-09T17:48:29-07:00August 9th, 2016|Buyers, Finance, Jane E Daley, Jeff Daley, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona, Sellers|0 Comments

Home Sales Rising - The National Association of Realtors’ most recent Existing Home Sales Report revealed that home sales were up rather dramatically over last year in five of the six price ranges they measure. Home Sales Rising Homes priced between $100-250K showed a modest increase at 3.4%. This not only points to the lower inventory [...]

6 08, 2016

Mortgage Rates August 2016: Near Low | ScottsdaleRealEstateArizona.com

By |2017-12-09T17:48:29-07:00August 6th, 2016|Buyers, Finance, Jane E Daley, Jeff Daley, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona|5 Comments

Mortgage Rates August 2016: Average fixed mortgage rates declined after nudging slightly higher for three consecutive weeks, according to the recently released Freddie Mac Primary Mortgage Market Survey® (PMMS®). Mortgage Rates August 2016 The 30-year fixed-rate mortgage (FRM) averaged 3.43 percent with an average 0.5 point for the week ending August 4, 2016, down from [...]

8 07, 2016

Private Mortgage Insurance: Additional Add On Mortgage Cost

By |2017-12-09T17:48:28-07:00July 8th, 2016|Buyers, Finance, Jane E Daley, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Private Mortgage Insurance (PMI) - No one wants to pay it. This form of insurance protects your lender in case you fail to make your monthly mortgage payments. PMI is not free. Fees vary, but you can expect to pay from .5% to 1% of your loan amount each year for this insurance. If your [...]

7 02, 2016

Interest Rates: ScottsdaleRealEstateArizona.com

By |2016-02-07T09:55:24-07:00February 7th, 2016|blog, Buyers, Finance, Jane E Daley, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Interest Rates: 2016 How High Will They Rise? It's anyone's guess where interest rates will go this year, but if you're in the market to buy or sell a home, you might want to act fast to ensure you snag the lowest rates. As a seller, the quicker you list your home for [...]