Luxury Valley Homes

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14 11, 2019

This is Not 2008 All Over Again: The Mortgage Lending Factor

By |2019-11-14T04:00:21-07:00November 14th, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Some are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. One of the factors they’re pointing at is the availability of mortgage money. Recent articles about the availability of low-down payment loans and down payment assistance programs are causing concern that we’re returning [...]

13 11, 2019

Buyer Demand Growing in Every Region

By |2019-11-13T04:00:28-07:00November 13th, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Buyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country. According to the latest ShowingTime Showing Index, “Home showing activity was up again nationwide with a 4.6 percent rise in traffic, as the traditionally slow fall season began with a marked boost in buyer interest.” [...]

12 11, 2019

Homeownership Rate Remains on the Rise

By |2019-11-12T04:00:19-07:00November 12th, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

In the third quarter of 2019, the U.S. homeownership rate rose again, signaling another strong indicator of the current housing market. The U.S. Census Bureau announced, “The homeownership rate of 64.8 percent was not statistically different from the rate in the third quarter 2018 (64.4 percent), but was 0.7 percentage points higher than the rate [...]

11 11, 2019

75 Years of VA Home Loan Benefits

By |2019-11-11T04:00:21-07:00November 11th, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Today, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice. This year marks the 75th anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, also known as the GI Bill. Since 1944, this law has created opportunities for those [...]

7 11, 2019

Forget the Price of the Home. The Cost is What Matters.

By |2019-11-07T04:00:36-07:00November 7th, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Home buying activity (demand) is up, and the number of available listings (supply) is down. When demand outpaces supply, prices appreciate. That’s why firms are beginning to increase their projections for home price appreciation going forward. As an example, CoreLogic increased their 12-month projection for home values from 4.5% to 5.6% over the last few [...]

6 11, 2019

Millennials: Here’s Why the Process is Well Worth It.

By |2019-11-06T04:00:17-07:00November 6th, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Millennials have waited longer than any other generation to become homeowners, but the wait for this cohort is just about over. According to National Mortgage News,  “Millennials, those young adults now aged 23 to 38, are now entering their peak household formation and homebuying years.” If you’re a Millennial, you’re already well aware that you’re [...]

5 11, 2019

Planning on Buying a Home? Be Sure You Know Your Options.

By |2019-11-05T04:00:26-07:00November 5th, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer build. With limited existing home inventory available today, especially in the starter and middle-level markets, many buyers are considering a new home that’s recently been constructed, or they’re building [...]

4 11, 2019

The #1 Reason to List Your House in the Winter

By |2019-11-04T04:00:54-07:00November 4th, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Many sellers believe spring is the best time to put their homes on the market because buyer demand traditionally increases at that time of year. What they don’t realize is if every homeowner believes the same thing, then that’s when they’ll have the most competition. So, what’s the #1 reason to list your house in [...]

31 10, 2019

Taking the Fear Out of the Mortgage Process

By |2019-10-31T03:00:59-07:00October 31st, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage. For many, the mortgage process can be scary, but it doesn’t have to be!  In order to qualify in today’s market, you’ll need a down [...]

30 10, 2019

How to Determine If You Can Afford to Buy a Home

By |2019-10-30T03:00:36-07:00October 30th, 2019|Jane E Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today. It is true that home prices and wages are two key elements in any affordability equation. There is, however, an extremely important third component to [...]