Finance

/Finance
27 04, 2018

Short of War or Stock Market Crash | Housing and Mortgage Market Review

By |2018-04-27T10:24:43+00:00April 27th, 2018|Finance, Jane and Jeff Daley, Luxury Valley Homes, Market Trends, Scottsdale real estate Arizona|0 Comments

Short of War - This month, Arch Mortgage Insurance released their spring Housing and Mortgage Market Review. The report explained that an increase in mortgage rates and/or home prices would impact monthly payments this way: Short of War A 5% increase in home prices increases payments by roughly 5% A 1% rise in interest rates [...]

20 04, 2018

Buy a Home in Your State | How Much Do You Need? | Luxury Valley Homes

By |2018-04-20T12:16:50+00:00April 20th, 2018|Buyers, Finance, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Buy a Home In Your State - It’s no mystery that cost of living varies drastically depending on where you live, so a new study by GOBankingRates set out to find out what minimum salary you would need to make in order to buy a median-priced home in each of the 50 states, and Washington, D.C. States in the [...]

17 04, 2018

Rising Prices Help You Build Your Family’s Wealth 2018 | LVH

By |2018-04-17T10:43:24+00:00April 17th, 2018|Buyers, Finance, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Rising Prices - Over the next five years, home prices are expected to appreciate, on average, by 3.6% per year and to grow by 18.2% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey. So, what does this mean for homeowners and their equity position? As an example, let’s assume a young couple purchased and closed on a [...]

29 03, 2018

FICO | Does The Score Really Matter? – Luxury Valley Homes

By |2018-03-29T15:05:56+00:00March 29th, 2018|Finance, Home Purchase Loan, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

FICO® - What is it and why does it matter FICO stands for The Fair Isaac Corporation, created in 1956 by Engineer Bill Fair and Mathematician Earl Isaac. Since then FICO® Scores have helped lenders make more informed and efficient credit-granting decisions across various industries. FICO Scores are based on credit information housed at each [...]

13 03, 2018

Avoiding Fraud: Key Practices in Real Estate | Luxury Valley Homes

By |2018-03-13T08:29:55+00:00March 13th, 2018|Finance, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Real Estate Fraud 101 | Would You Know It if You Saw it? Avoiding Fraud - Whether by compromised data, cracked passwords or phishing, real estate is a target for cybercriminals. More and more, homebuyers and sellers and the practitioners who serve them-are reporting theft via wire fraud, in which criminals access emails, learn of a [...]

7 02, 2018

Mortgage Interest Rates 2018 | Where Are They Headed | Scottsdale Real Estate Arizona

By |2018-02-07T16:07:57+00:00February 7th, 2018|Finance, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale real estate Arizona, Sellers|0 Comments

Mortgage Interest Rates 2018 - The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a chart [...]

26 01, 2018

Luxury Homes | Prices Up 7.4% in 2017 In National Luxury Homes Study

By |2018-01-26T09:27:13+00:00January 26th, 2018|blog, Finance, Jane and Jeff Daley, Scottsdale real estate Arizona, Sellers|0 Comments

Luxury Homes persistent demand, fueled by stock market gains, along with shrinking supply contributed to the price increase. Scottsdale Luxury Home in the Winfield Community Luxury homes prices rose 7.4% year over year to an average of $1.76 million in the fourth quarter of 2017, according to the latest luxury market report from Redfin (www.redfin.com). [...]

21 12, 2017

Tax Reform – Reference Page | Luxury Valley Homes Scottsdale

By |2018-01-19T10:28:50+00:00December 21st, 2017|Finance, Jane E Daley, Jeff Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Tax Reform That Effects Real Estate Owners and More 1.  Mortgage Interest Deduction Tax reform - There was concern that the mortgage interest deduction (MID) would be eliminated. That didn’t happen. However, the bill has made the following changes: Reduces limit on deductible mortgage debt to $750,000 or new loans taken out after 12/14/17 (from [...]

14 10, 2017

Market Insider 85266 2017-10-14 | ScottsdaleRealEstateArizona.com

By |2017-10-14T17:13:47+00:00October 14th, 2017|Buyers, Finance, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

Market Insider 85266 2017-10-14 - The data on this page is consolidated from multiple sources and includes current listings, recent sales, and more. Whether you're a buyer or seller, the knowledge you gain will help put you in control of your real estate transactions. Call or email anytime to discuss how this information can benefit you! [...]

26 06, 2017

Home Buyers Top Mortgage Fears: Which One Scares You? | Luxury Valley Homes

By |2017-06-26T12:59:02+00:00June 26th, 2017|Buyers, Finance, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Home Buyers Top Mortgage Fears - Let's get real, shall we? Getting a mortgage can be a little frightening. Heck, a lot. Who doesn't get jittery at the prospect of coughing up a huge down payment, of letting lenders probe their financial past, and of ultimately committing to paying back what's owed, month after month, regardless [...]