29 03, 2018

FICO | Does The Score Really Matter? – Luxury Valley Homes

By |2018-03-29T15:05:56-07:00March 29th, 2018|Finance, Home Purchase Loan, Jane and Jeff Daley, Luxury Valley Homes, Scottsdale real estate Arizona|0 Comments

FICO® - What is it and why does it matter FICO stands for The Fair Isaac Corporation, created in 1956 by Engineer Bill Fair and Mathematician Earl Isaac. Since then FICO® Scores have helped lenders make more informed and efficient credit-granting decisions across various industries. FICO Scores are based on credit information housed at each [...]

3 11, 2015

Waiting until after the hectic holidays to sell your home? Think again

By |2015-11-03T08:56:51-07:00November 3rd, 2015|blog, Home Purchase Loan, Jane E Daley, Luxury Valley Homes, Scottsdale Arizona, Scottsdale Real Estate, Scottsdale real estate Arizona, Sellers|0 Comments

Scottsdale Arizona Custom Home Waiting until after the hectic holidays to sell your home? Think again. Did you know that buyers looking for a home during the holiday season are some of the most serious buyers all year? So, if you're thinking of selling, don't wait until spring to list your home for [...]

27 06, 2015

Average US rate on 30-year mortgage edges up to 4.02%

By |2015-06-27T07:54:50-07:00June 27th, 2015|Buyers, Community Information, Home Purchase Loan, Luxury Valley Homes, Market Trends, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

Average US rate on 30-year mortgage edges up to 4.02%. Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage edged up to 4.02 percent this week from 4 percent a week earlier. The rate on 15-year fixed-rate mortgages slipped to 3.21 percent from 3.23 percent. Low Mortgage Rates Are [...]

12 12, 2014

Getting Mortgages for Properties in Flood Zones

By |2017-06-01T11:19:01-07:00December 12th, 2014|Buyers, Home Purchase Loan, Luxury Valley Homes, Scottsdale Arizona, Scottsdale Real Estate, Scottsdale real estate Arizona, Tips|0 Comments

Properties in Flood Zones Getting mortgages for properties in flood zones can be frustrating. Buying a house that's located in a flood zone won't affect your mortgage eligibility, but indirectly it is going to make the purchase more costly. If your new home is in a flood zone, your lender is likely going to require [...]

3 03, 2014

Veteran Benefits | Scottsdale Real Estate Arizona

By |2014-04-15T02:11:28-07:00March 3rd, 2014|Buyers, Home Purchase Loan, Luxury Valley Homes, Scottsdale Real Estate, Scottsdale real estate Arizona|0 Comments

VA Home Loan FAQs Veteran Benefits Veteran benefits Scottsdale real estate Arizona research has found that if you're a veteran, service member or veteran's surviving spouse, you may qualify for a home loan from the Department of Veterans Affairs (VA) to help you buy, build, repair, retain or adapt a home. Your mortgage [...]

21 02, 2014

Mortgage Rates Rising – Buyers Beware | Scottsdale Real Estate

By |2014-04-15T02:09:03-07:00February 21st, 2014|Buyers, Home Purchase Loan, Luxury Valley Homes, Paradise Valley real estate, Scottsdale Real Estate, Scottsdale real estate Arizona, Sellers, Tips|0 Comments

Mortgage rates rising - Buyers Beware | Scottsdale Real Estate Notice to potential homebuyers. Mortgage rates rise for second week in a row. Average fixed mortgage rates up slightly for the second week in a row, according to Freddie Mac’s weekly Primary Mortgage Market Survey. “Mortgage rates crept up further following the uptick [...]

12 12, 2013

Private Seller Financing and Dodd Frank Regulations

By |2014-03-10T03:56:37-07:00December 12th, 2013|Home Purchase Loan, Human Interest, Luxury Valley Homes, Scottsdale Arizona, Scottsdale Real Estate|0 Comments

Article by: by Emily Dressler 12.12.13 Private Seller Financing and Dodd Frank Regulations The Dodd Frank Wall Street Reform and Consumer Protection Act was initially passed in 2010 in response to the mortgage crisis and the late-2000s recession. This Act has brought significant changes to financial regulations, and with new regulations taking effect [...]

9 04, 2013

Mortgage Debt Forgiveness Act

By |2014-03-10T06:09:38-07:00April 9th, 2013|Buyers, Home Purchase Loan, Luxury Valley Homes, Scottsdale Real Estate|0 Comments

Mortgage Debt Forgiveness Act - Extended Through 2013   Good news for those who are contemplating or completing a short sale, the Mortgage Debt Forgiveness Act has been extended through 2013. If you had mortgage debt forgiven this past year, whether it was through a short sale or perhaps mortgage modification then you [...]

2 12, 2012

Too Much Installment Credit can Hurt your Credit Rating

By |2014-03-11T06:23:01-07:00December 2nd, 2012|Buyers, Community Information, Home Purchase Loan, Luxury Valley Homes, Scottsdale Real Estate, Tips|0 Comments

Many homeowners are shocked when they get a look at their credit reports. Even those who pay their bills on time and maintain low credit-card balances can have a less-than-perfect rating. How is that possible? Your credit picture reflects a number of different aspects of your borrowing behavior. For example, you may have several open [...]

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